An innovative new way to fund your business

Bank loans mean rejection, months of underwriting, and a fixed payment that doesn't care how your business is going.

LocalChum works differently — connecting you directly with your regulars from the local community, people we call "Chums," who want to see you succeed, with no interest, no fixed payments, no equity, and no debt on your books.

A renovation, new equipment, extra cash flow to get through a slow season, opening a second location, hiring your next team member — whatever it is, we'd love to help you.